Rural Housing Repair and Rehabilitation Loan Program

Another program, operated by the federal government, can provide funds for water well improvements. Rural Housing Repair and Rehabilitation Loans are available to very low-income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home, or to remove health and safety hazards. This loan is a 1 percent loan that may be repaid over a 20-year period.

To learn how to apply, visit www.rurdev.usda.gov/recd_map.html, then click on your state to look for information on programs.
Some state agencies have a mechanism in place to assist homeowners with repair/replacement of failing septic systems, while others do not. For more information, contact your state regulator, and/or read about your state’s regulatory program at the National Small Flows Clearinghouse Web site in the National Summary Citations.

Non-profit Organizations offering low-interest loans and grants for water well work.

Organization

Area Services

Self-Help Enterprises 8 California Counties:  Stanislaus, Merced, Kings, Mariposa, Madera, Fresno, Tulare, Kern
Rural Community Assistance Corporation 13 Western State Area:  Alaska, Arizona, California, Colorado, Hawaii and the Western Pacific, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming
Seven Rivers Resource Conservation & Development Area 16 Georgia Counties:  Appling, Atkinson, Bacon, Berrien, Brantley, Charlton, Clinch, Coffee, Cook, Echols, Jeff Davis, Lanier, Lowndes, Pierce, Ware, Wayne
Golden Triangle RC&D Area Council, Inc. 12 Georgia Counties:  Baker, Calhoun, Dougherty, Decatur, Early, Grady, Miller, Mitchell, Randolph, Seminole, Terrell
Region XII Council of Governments 6 Iowa Counties:  Audubon, Carroll, Crawford, Greene, Guthrie, Sac
Northeast Michigan Affordable Housing, Inc. 11 Michigan Counties:  Alcona, Alpena, Arenac, Cheboygan, Crawford, Iosco, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle
Arrowhead Economic Opportunity Agency, Inc. Northeast Minnesota Counties:  St. Louis, Lake, Cook, Aitkin, Carlton, Itasca, Koochiching
Lakes and Pines Community Action Council, Inc. 7 Minnesota Counties:  Aitkin, Carlton, Chisago, Isanti, Kanabec, Mille Lacs, Pine
North Central Economic Development Association 5 Minnesota Counties:  Cass, Crow Wing, Morrison, Todd, Wadena
South Central Ozark Community Improvement Corporation 7 Missouri Counties:  Douglas, Howell, Oregon, Ozark, Shannon, Texas, Wright
JobStart Chautauqua, Inc. Chautauqua County, New York
Pocono Northeast Resource Conservation & Development Council 10 Pennsylvania Counties:  Carbon, Columbia, Lackawanna, Luzerne, Monroe, Montour, Northumberland, Pike, Schuylkill, Wayne
Aid to Distressed Families of Appalachian Counties Appalachian Counties
Southeast Rural Community Assistance Project Seven State Region:  Delaware, Maryland, Virginia, North Carolina, South Carolina, Georgia, Florida
Rutland West Neighborhood Housing Service, Inc., dba NeighborWorks* of Western Vermont 3 Vermont Counties: Addison, Bennington and Rutland Counties